5 Essential Tips For People In Debt

Posted by on Aug 23, 2012 in Uncategorized | 0 comments

You’re in debt and you don’t exactly know what to do about it. You are aware of our nation’s economy and high unemployment rates; you know that you’re not the only one desperately seeking debt relief. Listening to your family, friends, and neighbors could add to the confusion, so try looking over these 5 essential tips should provide debt relief for you: 1)Separate Your Needs From Your Wants You could make a budget from your monthly purchases but you would not save any money if you don’t make spending cutbacks. The only way to...

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The 10 Commandments to Having a High Credit Score

Posted by on Aug 23, 2012 in Uncategorized | 0 comments

-Do Not Miss Payments Whether you make a payment on a bill or not determines 33% of your credit score! Even if you make two payments the next month, the missed payment will still serve as a hindrance towards your high credit score. -Never Dismiss Anything Although the librarian may be sweet, refusing to pay your library fees and other small delinquencies can stop you from having a high credit score. -Never Have No Credit At All Some may feel that its safer not to use a credit card in the pursuit of having a high credit score, but many loaners...

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5 Reasons Debt Consolidation Services Are Better Than Bankruptcy

Posted by on Aug 21, 2012 in Uncategorized | 0 comments

The time has come- something must be done about your finances. You are over your head in debt with no hope in sight without some type of outside help. In days before, filing for bankruptcy was the only choice for those falling into these unfortunate situations, but there is now another choice: debt consolidation services. Debt consolidation services have a large advantage over bankruptcy because when you consolidate, you will receive permanent relief from your debts. With bankruptcy you may still have to pay state taxes and certain other...

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5 Little-Known Factors That Could Affect Your Credit Score

Posted by on Aug 21, 2012 in Uncategorized | 0 comments

Everyone knows the process: you make sure your credit cards are relatively taken care of by being paid on time and you will have good credit. You don’t, and your credit will go down the drain. Be sure also to not suffer a foreclosure or file for bankruptcy and everything should be fine regarding an individual’s credit score, right? Individuals have encountered surprising factors that have affected their credit score. Here’s what we’ve found: 1. Paying the rent late. You may be surprised by how much this can affect you...

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A Few Quick Tips To Help You Find The Best Debt Relief Company

Posted by on Aug 19, 2012 in Uncategorized | 0 comments

If you find yourself in need of financial relief in today’s economy, there are, thankfully, many debt relief programs available for one seeking a little help in stabilizing their financial life.The most important question, however, for many is: How do I find the BEST company for my debt relief? Below are some questions that you can ask to determine if you are dealing with  the best debt relief company for your needs: - Do You Feel Rushed by the company’s representative? A debt relief representative should never rush you to sign up...

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Debt Consolidation vs Bankruptcy

Posted by on Aug 18, 2012 in Uncategorized | 0 comments

Americans as a whole have been going through a troublesome spot economically, and some have found a need to make major decisions regarding their finances to get them on better ground. If you have found yourself in these circumstances, do not despair- there are debt relief programs to help you get back on your feet. Let’s discus the two major options- filing for bankruptcy or initializing a debt consolidation plan. There are two types of bankruptcy that you can file for: Chapter 7 and Chapter 13. With Chapter 7, you are requesting a court...

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Debt Consolidation vs Debt Settlement

Posted by on Aug 17, 2012 in Uncategorized | 0 comments

When you are in serious debt, it can seem as though no one’s on your side. You may be looking for debt relief services but they may all look very confusing. What is the difference in debt relief services of debt consolidation versus debt settlement? Which one is more right for you? As we look into these two somewhat similar forms of debt resolution you can then choose from the best debt relief services who offer either.Debt Consolidation: When you are understanding how debt relief services work it’s important to know just what debt...

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The Top 5 Reasons to Get Debt Free

Posted by on Aug 16, 2012 in Uncategorized | 0 comments

Ask anyone who has ever unburdened themselves from debt the reason they chose to use debt relief services and you will get a multitude of answers. The reasons we work to get debt free are as varied as the reasons we got into debt into the first place. If you haven’t found your reason to use debt relief services yet, here are the top five reasons to get debt free. 1. Peace of Mind Debt hangs over your head like a dark rain cloud. You think about it all the time. It colors the way you look at the world. Your debt influences each and every...

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The Top 5 Reasons To Avoid Bankruptcy

Posted by on Aug 16, 2012 in Uncategorized | 0 comments

When the creditors have come calling and the world seems at its end, the stress can be hectic. Bankruptcy can seem to be one of your only options. Rather than succumb to that pressure it’s important to remember 5 reasons to try and stay out of bankruptcy.10 Years: Bankruptcy may seem like the way to go in the moment, but the fact is that a Chapter 7 total bankruptcy stays on your credit report for 10 years. Do you know where you’re going to be in 10 years? If you are now 27, do you know where you’re going to be when you’re 37? Can you...

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What You Ought To Know About Foreclosure

Posted by on Aug 14, 2012 in Uncategorized | 0 comments

When a lender decides to foreclose, you can still fight back in order to stall or stop the process. On further examination, it is common to find the lender has no right to order a foreclosure. This means that you may be able to continue living in your home, and it is not always necessary to seek out debt relief programs.   The current mortgage system means an investor has control over your mortgage. Foreclosures are common with this system as it makes more sense financially to order a foreclosure than to make modifications to a mortgage;...

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